Please Support Cancer Research (Dear Margo)

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Dear Margo - This is an unusual column for me to write. Throughout my years as an advice columnist (first as "Dear Prudence," now "Dear Margo"), I have never plugged anything or suggested to my readers that they participate in any event. I do so now to continue a tradition.

While doing some reading today I came across the following comment posted by the Canadian Press on May 7, 2008: "The typical pension plans being offered to Canadians 'will not contribute meaningfully to an adequate retirement income', an organization of pension professionals warned Wednesday. The Association of Canadian Pension Management said it does not necessarily favour traditional employer-guaranteed defined-benefit plans, but is advocating for a level playing field." This same problem exists in the USA and is the main reason for Robert Kiyosaki and Donald Trump's book Why We Want You to be Rich.

The article says that only 25 per cent of people working for private employers have a registered pension plan of any sort, and employers "seem increasingly reluctant" to offer even defined-contribution plans, instead favouring group registered retirement savings plans or no plans at all. The Association of Canadian Pension Management believes that 'this lack of coverage is not in the public good as an employee whose employer chooses not to offer a retirement savings plan is forced to rely on his/her own skill set and motivation for retirement savings'. Unfortunately, this likely means that most people will be gravely disappointed when they reach retirement and cannot live the lifestyle that they had been expecting. Many people will find that they cannot fully retire even if they do not continue in their present job.

Kiyosaki and Trump believe that the solution to this problem is for people to learn business skills that will allow them to earn more money with less time and effort expended. They have a number of suggestions that fall under two general categories; investments or a business system. Under investments fall real estate, paper (stocks, bonds, and the like). Business systems refers to businesses that are set up in such a way that the owners presence is not required for the owner to make money (at least not continuous presence). Suggestions here include developing your own unique system, purchasing a franchise, Internet marketing and multi-level marketing. Both the investment and business system strategies require learning more than the basics if one wants to be successful.

Investments, Internet marketing, and multi-level marketing are the best choices if an individual can only work part time at a new venture while continuing with their full-time position. With investments, people are in their own, or can pay for costly courses to "learn the ropes". Good Internet affiliate marketing and multi-level marketing systems, however, have built in training programs for the people who join. It is inherent within these systems that the people who sponsor a member (upline) are only successful when their downline is successful. So these people are willing to work with new members as long as they have to.

Whatever retirees or those planning for retirement choose for their future is completely up to each individual. But for most it is clear that something must be done to ensure a standard of living and a quality of life that a lifetime of work should provide.

Mark Styranka is the owner of Exciting Destiny.com. He writes on a variety of topics but primarily relating to money making secrets for the stay at home business. To learn more about how you can work & stay at home, Mark recommends that you visit: http://www.ExcitingDestiny.com


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Dear Margo - DEAR MARGO: I'm in an unusual (or perhaps not) situation.

Information Security means to give protection to the confidential materials of any organization and to restrict the availability of all information, be it the electronic, print or other types.

Everyone will agree to the fact that information assets are critical to any business and paramount to the survival of any organization in today's global market. As there has been a rise in the cyber crimes, such as hacking, data thefts, data losses and virus attacks in the networking and software related jobs, the need of information security is growing by leaps and bounds.

Components of Information Security

Typically information security comprises of five components, such as:

1. Confidentiality

Information security ensures that information is shared only among authorized persons, within or outside the organization. Breaches of confidentiality happen due to improper handling of data through printing, copying, e-mailing or creating documents, etc.

2. Integrity

With proper information security, there is also the assurance of the information being authentic and complete. The term 'integrity' is regarded as the indicators of information security or lack of it. The integrity of data is not just restricted towards the correctness of data but it also verifies whether the data can be trusted and relied upon.

3. Availability

In information security, the person in charge of it makes sure that the systems can be accessed by authorized people whenever needed. It helps in delivering, storing and processing data in a responsible manner.

4. Accountability

Since there are different departments in an organization, confidential information needs to be protected and secured with utmost care. Most organizations build a culture of confidence in their employees, and all employees, particularly in senior and responsible positions understand that internal information and data is not to be shared or divulged to unauthorized persons. Some organizations also have specific departments where the people are entrusted with the responsibility of protecting the assets and confidential data .

5. Audit-ability

This component of information security has got two parts. Firstly, any system must be able to backtrack as that one can determine the positioning of the system during any emergency. Secondly, with auditing it becomes sure that the systems have all the necessary documented requirements.

Role of Information Security in Indian IT market

Over the past few decades, the information technology industry has placed India amongst the fastest growing IT exporters IT-Enabled Services (ITES) providers in the world.

According to a survey conducted by the National Association of Software and Services Company (NASSCOM), the Indian IT software and services sector showed a growth of 31.4 percent during 2005-06, and by 2010, it is believed that the IT and ITES sector will touch US$ 60 billion in exports. Looking at the phenomenal growth in IT jobs, the need of information security and network security experts is growing everyday in India.

According to market estimates, the IT Security market is worth $100 billion today and India itself is facing a shortage of over 1,88,000 security professionals. Recognizing the growing need for information security management, reputed IT training institutions are providing regular and distance learning courses in information security training and network security training

Mandira Kumar is working in a reputed IT firm in India. She is also an amateur writer and his write-ups mainly focus on the importance of information security training and network security training.


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